New Michigan Motorcycle Helmet Law

Message
Author
themotorcyclelawyer
Rookie
Rookie
Posts: 3
Joined: Fri Sep 14, 2012 1:30 pm
Real Name: Jason Waechter
Sex: Male
Years Riding: 12
My Motorcycle: 2001 Harley Davidson Fatboy

New Michigan Motorcycle Helmet Law

#1 Unread post by themotorcyclelawyer » Mon Oct 22, 2012 12:31 pm

Whether you’re a Michigan motorcyclist or just riding through the state it’s important to know the specifics on the new Michigan Helmet Law passed in April.

The new law lessens helmet restrictions allowing motorcycle operators to ride without a helmet provided they meet the following criteria:
• 21 years of age or older, AND
• Have at least $20,000 of first-party medical benefits insurance coverage, AND
• Either have had a motorcycle endorsement for more than two years OR earn a motorcycle endorsement by passing an accredited or certified motorcycle safety course.

A passenger on a motorcycle may ride helmet-less under the new law if:

• The passenger is at least 21 years of age, AND
• Covered for at least $20,000 of first-party medical insurance benefits (either by the operator’s cycle insurance or their own).

So, if you were to ride with a passenger, you may need an additional $20,000 of this medical coverage in addition to the $20,000 you require as the operator.

For more information on Michigan’s helmet law visit: http://www.motorcyclelawyermichigan.com/86.html

User avatar
ceemes
Legendary 2000
Legendary 2000
Posts: 2152
Joined: Fri Jun 22, 2007 11:35 pm
Real Name: a big secret
Sex: Male
Years Riding: 26
My Motorcycle: 1998 Triumph Trophy
Location: Burnaby, BC, Canada, Sol 3, the Milky Way Galaxy, the Known Universe.

Re: New Michigan Motorcycle Helmet Law

#2 Unread post by ceemes » Mon Oct 22, 2012 8:14 pm

USD20K is bugger all, it would barely scratch the surface of most medical bills that would occur from going down without a helmet on, even a half helmet.
Always ask why.

Image

User avatar
jmillheiser
Legendary 2500
Legendary 2500
Posts: 2516
Joined: Thu Jul 14, 2005 11:27 pm
Sex: Male
Location: Cheyenne, WY

Re: New Michigan Motorcycle Helmet Law

#3 Unread post by jmillheiser » Thu Oct 25, 2012 9:51 pm

Dont expect much enforcement. I don't think most police are going to bother pulling over every helmetless biker they see to check their insurance coverage.

User avatar
storysunfolding
Moderator
Moderator
Posts: 3882
Joined: Wed Sep 21, 2005 4:20 pm
Sex: Male
Years Riding: 22
My Motorcycle: Vstrom 650, S1000RR, XS850, ZX6R
Location: Reston Virginia

Re: New Michigan Motorcycle Helmet Law

#4 Unread post by storysunfolding » Tue Oct 30, 2012 2:31 pm

Does the insurance have to be on the bike policy or can health insurance cover the gap?
My Blog

Grasp life by the handlebars

Post Reply