What was that noise on the Ducati before it went down? Seemed like the gear was off...had a weird click as though something was catching. That person seemed to start fine, then all of a sudden drop...what happened?
What was that noise on the Ducati before it went down? Seemed like the gear was off...had a weird click as though something was catching. That person seemed to start fine, then all of a sudden drop...what happened?
i think it's one of those older ducs where they still use the dry clutch.
Can't decide if you are on a wind up or not, again. The only references to a CBR600x I can find are in languages my computer cannot display...
Baltimore Newbie wrote:found out that progressive wanted 7k a year for insurance.
This is a damned good point I've been trying to make, with all due respect to guys who start on the stupid bhp superbikes and don't wipe themselves out, there is this.
Insurance companies as noted many, many times are not in business to give money away. At the same time they want your business with them and not the competition.
The companies balance risks and the cost of the risk against undercutting their competition. The greater an insurance premium for the year is the more likely the company believe that something badTM is going to happen to you or the bike during that year.
Now admittedly part of that will be the value of the Bike insured and its relative risk of being stolen, however a significant part of the premium is based on how likely you are to come to serious harm on that bike during that year. This is why no claims bonus can significantly reduce the cost of the premium.
While the algorithms these insurance companies use are an arcane art based in the dark areas of statistics and probability understanding that the more the insurance company charges you the worse they feel your chances of survivng isn't rocket science.
ie: If we have two bikes with more or less the same level of desirability, similar market costs but the premium for bike A is significantly greater than for bike B it means that the company believes that something badTM is significantly more likely to happen based on the RTA information available to that company, and trust me insurance companies algorthims and accident data is red hot - it has to be for them to survive.
Last edited by Kal on Sun Jul 09, 2006 2:01 pm, edited 1 time in total.