... needless to say I was discouraged

Many, if not all of the people I had talked to had no safety training, at least nothing like the BRC course. The other day I went out with some friends and practiced some maneuvers with someone who is working on becoming a MSF instructor. We did it all, u-turns, emergency stopping, etc. One guy who was there has logged in over 250,000 miles on his Harleys, and he was amazed at how much he learned. As soon as we were done he was asking when we could do it again. He was SO impressed. That says a lot for how much you actually learn in the MSF classes. He was one of the aforementioned riders who had been involved in a major accident.
Another thing, I have only ridden around 100 miles so far. A lot of the fear I had went away when I actually got on the bike and realized cars aren't going to fall out of the sky in front of me. Granted I live in a very rural area. Take it easy, don't ride above your comfort level, and wear all the protective gear you can stand to.
And ditto on what everyone else has already said about risk.
