Full Coverage Insurance - A Survery

[spinner]

Age: 22

Bike Make Year Model: 2006 GSX-R 600

MSF Course?: Yes

Years Riding: < 1

Type of Coverage (Just Liability, full, etc): Full

Yearly Rate: $1300

Accidents? No

Where do you live? Upstate, NY

[VermilionX]

Age: 26

Bike Make Year Model: GSX-R750 "Aya mkII" custom.

MSF Course?: Yes, but no discount from it.

Years Riding: less than 1... 6 months

Type of Coverage (Just Liability, full, etc): Full

Yearly Rate: around $650

Accidents? yes, not my fault and i won the court case.

Tickets? yes. i could have gotten cheaper rates.

Where do you live? USA, CA


im w/ AAA.

[JC Viper]

Age: 21

Bike Make Year Model: 2001 Kawasaki Vulcan 500

MSF Course?: None Taken

Years Riding: 3 Years

Type of Coverage (Just Liability, full, etc): Full

Yearly Rate: $745

Accidents?: Yes

Tickets?: Nope

Where do you live?: New York, NY

[Kal]

Age: 3*mumble*3

Bike Make Year Model: 1983 Honda CX500cb Hardtail Trike

MSF Course?: Full UK Motorbike Licence

Years Riding: Three

Type of Coverage (Just Liability, full, etc): Third Party, Fire and Theft inc. Breakdown, Legal and Roadrage cover

Yearly Rate: £280

Accidents? No

Where do you live? Midlands UK

[Scoutmedic]

Age: 35

Bike Make Year Model: 2006 Suzuki Boulevard S50 VS800

MSF Course?: Yes

Years Riding: New Rider

Type of Coverage (Just Liability, full, etc): Comprehensive without underinsured/uninsured coverage.

Multiple Vehicle Discount: Yes. My ATV is insured through the same company and agent.

Yearly Rate: $159

Accidents? No

Where do you live? USA, PA

Company: Progressive.

[ofblong]

Age: 27.5

Bike Make Year Model: 1996 Honda Shadow Deluxe VLX Model # VT600CD

MSF Course?: Yes

Years Riding: 1 month yesterday cant believe I have already got that much and I feel like I have learned and accomplished so much in becoming a better rider (but far from an expert)

Type of Coverage (Just Liability, full, etc): Full Coverage cause I want my bike replaced/$$$ for it if it is stolen or I get into an accident. I got comprehensive D (means if someone nails it in a parking lot it is fixed or I hit a dear and skid of the road it is fixed or I hit a hail storm and it gets dented it gets fixed) Liability and Collision coverage . Dont need medical cause I have medical Insurance through my employer that is 100x cheaper than my insurance company wants.

Yearly Rate: $330

Accidents? No But I have 5 pts on my Liscence for speeding in my Taurus .

Where do you live? USA, MI

I use State Farm because Progressive and Geico both wanted $1400/yr to insure me. That and with State Farm I get a 15% safe driver discount (over 6 years accident free as thats the limit. I have been accident free for 10 years as I didnt start driving till I was 17), 10% mulit Line discount and I think a 10% multi vehicle but I am not sure about that one. I will have to look at my policy.

[bcarlson]

Age: 32

Bike Make Year Model: 2006 Ducati SS1000

MSF Course?: No

Years Riding: < 1

Type of Coverage (Just Liability, full, etc): Full

Yearly Rate: $728

Accidents? No

Where do you live? SW Michigan

As a note, I was paying $2100 annually but recently changed insurers to Farm Bureau due to posts from another site I look at.

[ofblong]

Where do you live? SW Michigan

so do I .

[Virago Biker]

Age: 23

Bike Make Year Model: 1990 Yamaha Virago 750

MSF Course?: No

Years Riding: 0 years, 1 month

Type of Coverage (Just Liability, full, etc): Full

Yearly Rate: $125

Accidents? No

Where do you live? Virginia, USA

[Erick Van\m/]

Age:24

Bike Make Year Model: 2007 Suzuki Boulevard M50

MSF Course?: yes

Years Riding: 1

Type of Coverage (Just Liability, full, etc): Full

Yearly Rate: $650

Accidents? No

Where do you live? Orlando, FL