Total Motorcycle Community Forums

Posted: **Mon Oct 16, 2006 1:44 pm**

zurick wrote:Wow 340 (hundred $/year?) I can well affor that! Unless you mean 3,400/year...then thats a completly different sotry. Keep in mind that I am 18 and I have all the intention in the world to buy an RR bike. So the best option for me is to check around near wehre I live, eh? Sounds goo, but are the quotes...free? I don't see why they should't be...

i seriously doubt you can get a decent rate, let alone a good rate at your young age w/ an RR bike.

but i wish you luck nonetheless.

Posted: **Mon Oct 16, 2006 2:10 pm**

Yes, quotes are free. Just call all the big companies: Geico, State Farm, Progressive, etc... also, look online.

I recommend calling for a quote in addition to getting online quotes. The quotes I received online were 20-30% higher than when I called.

I'm 22, and on my Ducati SS 1000DS, my rate is about $700 a year through State Farm. Progressive wanted $3k a year, and Geico wanted like $3.5k per year.

FYI, with State Farm, I paid $40/mo for my VF700F, and $45/mo for my VFR750F.

Like I said, the other companies wanted well over double. I've never had a ticket or accident.

Posted: **Mon Oct 16, 2006 3:04 pm**

please excuse the typos...

Posted: **Tue Oct 17, 2006 12:54 am**

You have to have comprehensive insurance to finance anything in NY. Insurance is the one industry that thrives in this commi state.

Posted: **Tue Oct 17, 2006 4:45 am**

The odds keep stacking against me then: 18, 3 tickets and one accident in less than a year, and the fact that I'm getting an RR bike. Anyone ever had an RR at 18? or 19? If so, how much did you pay for insurance?

Posted: **Tue Oct 17, 2006 8:01 am**

zurick wrote:The odds keep stacking against me then: 18, 3 tickets and one accident in less than a year, and the fact that I'm getting an RR bike. Anyone ever had an RR at 18? or 19? If so, how much did you pay for insurance?

You may as well forget financing. Pay cash for a used bike or forget about getting one for now. IMO, I suggest you forget about buying a bike until you've taken the MSF and learn how to be a responsible driver/rider. I see serious consequences in your future if you purchase a sportbike without learning to be responsible. Sign up for the MSF course ASAP.

Posted: **Tue Oct 17, 2006 1:21 pm**

I have an MSF endorsement. It was the first thing I got after my 18th B-day becuase I really thought that at the time I was getting a bike. Instead, I got a Mitsubishi 3000 GT. Looks like mom doesn't want me in bikes at all but does't mind me in fast cars at all.

Posted: **Tue Oct 17, 2006 2:03 pm**

zurick wrote:I have an MSF endorsement. It was the first thing I got after my 18th B-day becuase I really thought that at the time I was getting a bike. Instead, I got a Mitsubishi 3000 GT. Looks like mom doesn't want me in bikes at all but does't mind me in fast cars at all.

Then I suggest you wait before purchasing a bike. You think 3000 GT is fast, a bike will send you to cloud nine and it's not for someone who hasn't the ability to maintain self control.