Total Motorcycle Community Forums

my insurance is 500$ a year, but i dont cover my bike. to me its not worth it, my bike cost me 3grand if i wreck it ill just take that as a lose. but i have 500,000$ coverage for damages to me and anyone else. rather put all my coverage on myself than the bike, its cheap to replace the bike in an accident. my previous accident cost close to 200,000$ in medical for me, my bike at better coverage than me at the time so that sucked, now i know better.

hehe not so easy for us mass guys. everything has to be insured. period.

OK i guess the real thing to do is to call my insurence guys then like geoff said. Id really love it if they charged me under 500 extra to insure this bike. When i find out how much it will be i can then start taking my course.

i have another question. Whats involved in getting my class M licence? do i have to take another test/course?