Total Motorcycle Community Forums

camthepyro wrote:I applied there last week...

17 year olds are the exceptions

camthepyro wrote:I applied there last week...

Great! More hilarious walmart horror stories to read on the internet.

Well, if I get the job. I'm having horrible luck looking for a job, can't find anything so far.

Everyone who works at Walmart lied to get the job. They promised to care about their customers and smile.

I just can't see Walmart interviewing someone and agreeing they would be grumpy, unhelpful, rude, and come to work without showering.

Financing ANY "luxury" Item is foolish. Whether it be a TV or motorcycle.

I agree completely with this statement, which is why I find Verm's reasoning and logic in this thread to be suspect.

Some have pointed out that he seems to be more concerned about form over function and even he himself said that he really doesn't want another bike unless it's a new gixxer.

Now that he's posted the details of his transaction for his former GSX-R1000, I'm starting to question his whole explanation of why he bought it in the first place. Back when he first got it and started posting here and when people started questioning his choice of a liter bike when he had no prior experience, he justified it by saying

the salesperson gave me great deal on this bike (almost $4000 off) ...w/ this kind of deal, i couldn't refuse.

So, if we're to believe this, he must have thought that a GSX-R1000 sold for nearly $14,600 ($10,600 which he paid + the nearly $4000 off that the dealer gave him). (BTW, the MSRP is $10,999.)

So it looks like not only does he make bad financial decisions, he then uses those decisions to justify buying things that are poor choices for his skill level. And then he posts here in the hope that we'll all rubber stamp his bad decisions.

XM23 wrote:

Financing ANY "luxury" Item is foolish. Whether it be a TV or motorcycle.

I agree completely with this statement, which is why I find Verm's reasoning and logic in this thread to be suspect.

Some have pointed out that he seems to be more concerned about form over function and even he himself said that he really doesn't want another bike unless it's a new gixxer.

Now that he's posted the details of his transaction for his former GSX-R1000, I'm starting to question his whole explanation of why he bought it in the first place. Back when he first got it and started posting here and when people started questioning his choice of a liter bike when he had no prior experience, he justified it by saying

the salesperson gave me great deal on this bike (almost $4000 off) ...w/ this kind of deal, i couldn't refuse.

So, if we're to believe this, he must have thought that a GSX-R1000 sold for nearly $14,600 ($10,600 which he paid + the nearly $4000 off that the dealer gave him). (BTW, the MSRP is $10,999.)

So it looks like not only does he make bad financial decisions, he then uses those decisions to justify buying things that are poor choices for his skill level. And then he posts here in the hope that we'll all rubber stamp his bad decisions.

BUSTED!

eh?

i wasn't looking for approval when i joined this forum regarding my bike choice.

but i did ask for riding tips and some people here actually helped me and i thank them for that.

CNF2002 wrote:Good advice King.

But I can't think of anyone who would want to work at WalMart.

The point is. IF you had too..You could and still have you home, car, bike boats plasma TVs whatever. All your Wal Mart co workers would be shocked when they came top your home for "a cocktail party" LOL

Its about freedom. Its about not HAVING to find a job that pays $40K a year or more just to keep your head above water.

My wife and I make about 35K sometimes less sometimes more, working seasonally and we enjoy a nice modest water front home in a small lake community , no debt except for insurance costs and fixed home expenses which amount to $900 a month. The rest goes to savings first, food. fuel and entertainment in that order. 4 and 6 year old SUVs, a small boat, Plasma TV and a few LCDs. 2 Years worth of living expenses. Im shopping for a USED bike as I write this. The point is we have nothing "impressive" No prestige items. No flash. Neither one of us are college educated.

I have neighborrs and relatives who make $100K plus a year and have no cash and lots of debt. They owe the bank for their leased Lexus' , their toys their grand homes with too many big rooms......and are for the most part anxious about their jobs and lives. They lose their jobs or suffer a catstrophe, ALL is in jeopardy.

Their "careers" have slapped the "GOlden Handcuffs" on them. They do have NICE STUFF though. But the tradeoff is not worth it to me anyway. Smart PEople really don't care what other people have because they know it's borrowed and in many cases really bank owned.

But we do have the best thing one could have. NO debt and freedom to work low paying jobs if we had too.. There is no status symbol worth having more then that in our book. In our 40's through God's belssings we are living like many in their 60's.

V, listen to King. The guys got it together.

Debt, something I once played with in college, quickly became a burden that I'm not willing to cope with. My wife and I had to finance our home, we had to finance her car, and we're still paying off some debt. But, being completely debt-free and living only on our income is our ultimate goal. It is simply not possible to save for a home to buy with cash before you are 50, so there is some necessary debt.

But cars, I agree with you. I think the best thing someone can do if they want a car is start making payments to themselves. That is what I plan to do when we buy our next car. Get this one paid off, then continue making payments on it to ourselves for a few years. In 4 years the car will be 8 years old, and we'll have enough saved to pay cash for a nice 13k car, which in the used market can mean a 3-4 year old luxury sedan.

Having car or 'toy' debt isn't terribly bad though as long as its a term loan with the 'object' as collateral. If you play it smart and pay ahead and open it with a reasonable down payment, you will never be 'upsidedown', which SO many people are (you need to have cash upfront for at LEAST reg fees, taxes, and something for initial depreciation - skip the GAP ripoff). At least if you are forced to sell it, you can reclaim some of the funds you put into it.

Problem IMO is credit card debt on consumables, like food&gas. You pay interest on something you do not even have. It's gone quicker than it hits the account.

I agree on keeping debt to a minimum. I have one year left in college, but I have no student loans, credit card debt, car payments, etc. The only debt I will have is when I buy my first house this summer. I own my car, as well as my bikes... no payments on anything.

I am able to do this because I work all summer (40 hours per week), and I work part time during the year. My parents havent had to pay a dime for my college education. Which is good, because I am hitting them up for house warming gifts...

I'll see how the no-debt thing works out after I get the house. haha