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Posted: Thu Aug 24, 2006 5:02 am
by Kaiser Soze
I've always wondered just how much premiums jump after a major claim like theft or a total write-off in a wreck...
Luckily it's never happened to me, or anyone else I know.
Anyone here written a bike off completely? How much did your premiums go up?
Posted: Thu Aug 24, 2006 5:20 am
by isnowbrd
I'm 24 and married.
I pay $324 a year for two bikes.
2004 Kawasaki ZZR600 with full coverage for $18 a month
1989 Honda VTR250 with liability only for $9 a month
The Kawi has a $500 deductable for comprehension and a $1000 deductable for collision. This is a good way to save money if you are a responsible rider but worried about theft, vandalism, acts of god.
It also includes $1000 for my own medical expenses, which is just enough to cover my deductable for my regular health insurance.
And it covers 50 or 100 grand for passenger medical. Can't remember which. 100k I hope.
Posted: Thu Aug 24, 2006 6:29 am
by Erick Van\m/
geez you guys are making me feel like i'm getting screwed
but I live in Orlando, FL...one of the worst driving cities so that might have something to do with it. Plus its a brand new bike.
2007 Boulevard M50
full coverage @ $650/12 months.
edit: this is with a perfect driving record as well
Posted: Thu Aug 24, 2006 6:49 am
by storysunfolding
That's not bad, about 8 times what I pay for a bike made in 1985.
Posted: Thu Aug 24, 2006 6:57 am
by CYLax
I'm 24 and I pay ~$600/yr for my 955 Daytona, full coverage...but I have a multi-policy discount and perfect driving record.
Posted: Thu Aug 24, 2006 3:02 pm
by icariz83
$320 a year full coverage for both bikes
Posted: Thu Aug 24, 2006 3:48 pm
by VermilionX
icariz83 wrote:$320 a year full coverage for both bikes
WOW!
that is dirt cheap. im jealous. what company?
Posted: Thu Aug 24, 2006 5:25 pm
by oldschoolorange
23
clean record bike and car
about 2200 a year for 83 gs 550 liability only.
yeah I am getting reamed. thank god I have a good job
Posted: Fri Aug 25, 2006 12:11 pm
by slomustang50
What would be the cheapest Insurance agency, my friends dad is a broker through Allstate, and I have him for car isurance, but I will switch if I hear there is a standout for motorcycles.
Posted: Fri Aug 25, 2006 12:32 pm
by xjustice9x
slomustang50 wrote:What would be the cheapest Insurance agency, my friends dad is a broker through Allstate, and I have him for car isurance, but I will switch if I hear there is a standout for motorcycles.
Its going to vary from state to state, so you should call around and get a bunch of quotes.