Where abouts in SW Fla? I'm in Miramar and My husband and I both ride geared up full faced helmets, jackets the works. This is after a recent event riding with a good friend who took a fall doing about 15 mph. No helmet no boots no jacket a tank top, the damage was brutal, ankle recieved a spiral fracture requiring surgery, head hit the asphalt and now has a bunch of stitches not to mention the road rash.
Yes its hot and yes you have freedom of choice......The rest is up to you