Total Motorcycle Community Forums

untill something happens andn they investigate and see you modified the bike that would violate your policy and they wouldnt have to pay anything.

mswarrior wrote:Another way to beat the Ins. companies is to do what my friend did. He owns a 883 Sportster and had the 1200 kit put into it. As far as the Ins. knows, it's still a 883. The same could be done to many bikes out there.

Thanks for all the help. I guess the best way is not have collision, especially when the collision coverage wants you to pay how much the bike is worth over a 2 year period. I am going to just take my chances. (this is my face sliding across the pavement, which is covered). Plus if you still have the comprehinsive coverage, that covers if its stolen or vandalized.