Posted: Mon Jul 13, 2009 9:10 am
I’m a real safety issue. I ride a bike and I am a carry permit holder. They’d have a fit over me.
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In Texas, we have a problem that I have heard in other places. We have a major motorcycle club/gang/1% who is very big into crime and various acts of vandalism and terror. Yes, their name is mentioned with such as the Nomads, Mongols and HA. I don't know why I don't mention their name but I guess it out of habit.mydlyfkryzis wrote:I don't know what MC you belong to, but if it is a "law-Abiding", (not say, the Nomads) one, then I have an idea that might turn the Hospital Mgmt around.
Have the MC sponsor a charity ride for the Trauma Center. Donate the cash to the center and I bet they might even put a plaque in the lobby thanking the MC. Who know's? they might want you to wear the patch then.
Develop some good will....money talks!
Insurance companies evaluate risk very carefully and scientifically and nothing in their policies is based on reputation or misunderstanding.RhadamYgg wrote:Some jobs have healthcare that limits motorcycling and some don't. But this isn't saying you can't do it - just saying you won't be covered by your default health insurance.
It is however, the bad reputation that motorcycling has rather than any reality in making it more dangerous than say... any other activity.
For example, people die every year of overdoses of acetaminophen, and burn out their livers and require transplant surgery. Something that people consider to be relatively low or no risk is in fact fairly risky.
According to wikipedia... 41,200 people in England and Wales had poisoning from acetaminophen between 1989 and 1990...
And approximately 500 people die per year in the US from acute liver failure from overdosing on Acetaminophen.
But they didn't limit you to not take acetaminophen in your contract because it is perceived as safe. And it is safe, as long as you don't take multiple medicines with acetaminophen or take a few extra tablets because the pain is just that bad. But thousands of people each year I'm sure do permanent damage to their livers and lose work time because they OD on a common pain killer.
I think though, that allowing this sort of regulation by our employers is a gross invasion of privacy. This sets a precedent that based on your employers (prospective, not even actual) health costs they have the right to restrict your personal activities. There is no reason why they can't go further and mandate that you must not eat unhealthy foods (which is highly subjective), that you must exercise every week (and who determines what is healthy exercise and what is unhealthy? After all you could hurt yourself...), and who knows - why not allow them to hire private investigators and determine if you are cheating on your SO - and deny you health coverage (or continued employment) because of risky behavior and the chances of getting AIDS(?) and the end result will be our lives being controlled by our employers. Oh, hell, if you are single they may not be able to hire you because prospectively - you are promiscuous(!).
And hell, since some people are newly married - and might increase everyone's health insurance cost because they might get pregnant and have a high risk child (like one of my twins) and add 3/4 of a million in dollars in charges in a single year - they should require me to get snipped so there won't be any children and excessive cost involved.
But given that you aren't a superstar like the singer for Metallica - and as respectable as your skills may be - there are other people that fit your skillset, restricting your activities because they might miss you - is excessive at the least. And realistically, risk mitigation is done with insurance - not with restriction of activities.
I mean, let's say - should they restrict doctors from flying personal planes because they have a risk of crashing?
RhadamYgg
You are joking right!?! Please tell me that you are joking.jfeaz wrote:
Insurance companies evaluate risk very carefully and scientifically and nothing in their policies is based on reputation or misunderstanding.
A given person is not more likely to OD on Acetaminophen than to be injured in a motorcycle crash. A random person, yes. But a motorcycle rider, no way. You have to evaluate proportions, not raw numbers. More people use that drug than ride motorcycles. What percentage of Acetaminophen users hurt themselves on the drug versus the percentage of riders who crash?
I agree with everything else you said, though.
jahjlh,jahjlh wrote:My question, is where do you draw the line in forcing safe behavior on emplyees? Everthing is dangerous. Since you can die from a fall of three feet or so, you should stop walking. You could trip and die. I read abouta bus driver being charged because he was texting while driving a city bus and wrecked. I think some people died.
I like the approach that the DOD is taking. Promoting safety in riding. We are required to wear gear, and take all safety classes offered. In addition we can take part in track days sponsored by Keith Code, and the like. All very cool stuff.
I have an idea for a job for you. I happen to know that military hospitals hire civilians. I also know that lots of them are training hospitals. How about you apply at one of them and the military will bring you into the fold and give you lots of riding partners. You just have to wear your gear on base. Way better than parking the bike and riding in a car.
Not to mention, if you are as good as you say, we need more good doctors and nurses.
Just an idea.