Thoughts on Financing...

[xsyamahadg]

I agree with flynrider, if you are responsible, you can use a credit card to your advantage. I bought a new Yamaha thru their credit card plan, I put a small down payment on the bike and used their credit card program for 22 months at a fixed rate of 2.9%. I took the balance owed on the bike and divided it by 22 months and paid that amount every month for 22 months. You can't get 2.9% from any bank...anywhere. So I used Yamaha's credit card to my advantage and it worked out well. The down side is that Yamaha only uses the 2.9 % offer at year end or on over stock sales.