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Motorcycle Insurance
Posted: Sun Oct 15, 2006 3:20 am
by silentx
I live in Californi, LA
was wondering whats a good insurance company for bikers.... any sugesstions/avarage prices ??
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Posted: Sun Oct 15, 2006 4:12 am
by hot_shoe_cv
I have had Progressive Ins. ever since I got my bike. Altho I fortunately haven't had to file a claim, they have very good coverage including road service for flat tires, etc. You can check their rates on line, I believe.
Posted: Sun Oct 15, 2006 4:14 am
by VermilionX
try them
http://www.mcgrawgroup.com/
also try state farm since they only go by engine size... so a 250cc should be cheap to insure.
AAA also offers good rates but you'll need a car insured w/ them 1st before they insure your bike.
Posted: Sun Oct 15, 2006 4:15 am
by VermilionX
oh and let me know when you feel ready to hit some canyons.

ins
Posted: Sun Oct 15, 2006 2:20 pm
by silentx
The Crimson Rider® wrote:try them
http://www.mcgrawgroup.com/
also try state farm since they only go by engine size... so a 250cc should be cheap to insure.
AAA also offers good rates but you'll need a car insured w/ them 1st before they insure your bike.
thx guys....
i checked progressive.... I havent checked State Farms yet... actually my jeep is under State farms which gave me a realy good deal....
I tried checking online at State farms but they dont have a motorcycle ins quote option...
guess i have to visit...
Sure
Posted: Sun Oct 15, 2006 2:41 pm
by silentx
The Crimson Rider® wrote:oh and let me know when you feel ready to hit some canyons.

Sure thing man... thx...
If you dont mind a noob on your tail..
I think I am gonna finish MSF course first.. just so i can go on freeways etc.. + build some confidence...
By there way this is my bike..
http://pg.photos.yahoo.com/ph/netcre/sl ... =1&.src=ph

Posted: Sun Oct 15, 2006 3:01 pm
by WVUChrome
I can't say from experience, but while getting quotes on bikes I was looking at, Geico was giving the best rates. State Farm wanted me to switch my car insurance over and was going to give me a raping there. Progressive didn't do WV, so that was out. I'm still waiting to hear from All-State (2 weeks since quote request).
Here is my quote frome Geico. I'm 20 years old with no accidents or violations.
Your total premium is $794.35 for 12 month policy.
Bodily Injury Liability(BI) --- $50,000 / $100,000 --- $362.00
Property Damage Liability(PD) --- $20,000 --- $128.00
Medical Payments(MED) --- NO --- $
Uninsured Motorist Bodily Injury(UMBI) --- $50,000 / $100,000 --- $138.00
Uninsured Motorist Property Damage(UMPD) --- $10,000 --- $0.00
Underinsured Motorist(UIM) --- $50,000 / $100,000 --- $160.00
Underinsured Motorist Property Damage(UIMPD) --- $10,000 --- $2.00
Comprehensive(COMP) --- NO --- $
Collision(COLL) --- NO --- $
Towing(TOW) --- NO --- $
Later,
Chrome...
wow
Posted: Sun Oct 15, 2006 3:05 pm
by silentx
WVUChrome wrote:I can't say from experience, but while getting quotes on bikes I was looking at, Geico was giving the best rates. State Farm wanted me to switch my car insurance over and was going to give me a raping there. Progressive didn't do WV, so that was out. I'm still waiting to hear from All-State (2 weeks since quote request).
Here is my quote frome Geico. I'm 20 years old with no accidents or violations.
Your total premium is $794.35 for 12 month policy.
Bodily Injury Liability(BI) --- $50,000 / $100,000 --- $362.00
Property Damage Liability(PD) --- $20,000 --- $128.00
Medical Payments(MED) --- NO --- $
Uninsured Motorist Bodily Injury(UMBI) --- $50,000 / $100,000 --- $138.00
Uninsured Motorist Property Damage(UMPD) --- $10,000 --- $0.00
Underinsured Motorist(UIM) --- $50,000 / $100,000 --- $160.00
Underinsured Motorist Property Damage(UIMPD) --- $10,000 --- $2.00
Comprehensive(COMP) --- NO --- $
Collision(COLL) --- NO --- $
Towing(TOW) --- NO --- $
Later,
Chrome...
I think its a little high cuz your 20...
I recently hit 23.... and my ins company ( car ins- state farms) send me some money back... and told me your ins rate goes way down after 23 .. plus I have a 5 yr --- Clean driving recorde...
Re: Sure
Posted: Sun Oct 15, 2006 4:08 pm
by VermilionX
silentx wrote:
Sure thing man... thx...
If you dont mind a noob on your tail..
I think I am gonna finish MSF course first.. just so i can go on freeways etc.. + build some confidence...
By there way this is my bike..
http://pg.photos.yahoo.com/ph/netcre/sl ... =1&.src=ph
congrats again.
actually, it'd be very maneagable to pass the DMV test on a ninja 250.
BUT since you don't have any motorcycle experience... the MSF should be better for you.
and don't worry. eventhough i do have more experience than you, im still a newbie myself.
so yeah... let me know when you feel ready.

Posted: Mon Oct 16, 2006 4:34 pm
by Random Seed
Nice looking bike. I like the color and it is very clean. I hope it works out well for you, as I'm interested in the Ninja 250 also (eventually).