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thank god for AAA!

Posted: Wed Jan 04, 2006 3:37 pm
by VermilionX
woohoo!

i just got a quote from AAA.

so currently, i have my car insured and now im gonna add my bike.

the quote for liability only for the car and comprehensive for my bike will only be $1,597 annual.

this is so freaking awesome! other companies i called are charging almost $10,000 for a comprehensive insurance for my bike alone. that's like buying my bike over and over each year.

im soooooooooooo happy! :D

Re: thank god for AAA!

Posted: Wed Jan 04, 2006 3:44 pm
by Gummiente
VermilionX wrote:other companies i called are charging almost $10,000 for a comprehensive insurance for my bike alone.
:shock: Are you sh*tting me, or was that a typo? :?

Posted: Wed Jan 04, 2006 3:47 pm
by VermilionX
nope, no typo

progressive, survival, farmers etc.

all of them demand ridiculous amounts to insure my bike. :shock:

im actually surprised i am still considered a "good driver" :wink:

Posted: Wed Jan 04, 2006 5:41 pm
by Crydee
did you buy a brand new 12,000$ ducati at like age 17 w/ no experience or something?

Posted: Wed Jan 04, 2006 5:46 pm
by Sev
Heh, I pay $600 Canadian a year...

There is something to be said for the smaller cheaper starter bike.

Oh, if you take the MSF course most insurance companies will offer you a discount when you pass. Around here you get treated as a second year rider.

Posted: Wed Jan 04, 2006 5:50 pm
by VermilionX
Crydee wrote:did you buy a brand new 12,000$ ducati at like age 17 w/ no experience or something?
nope, im already 25 yrs old.

and yes, i bought a brand new bike w/o experience :oops:

i got a ticket a few months ago for doing a "california roll" but it appears im still qualified for good driver discount :)

Posted: Wed Jan 04, 2006 5:50 pm
by Sev
What's a California roll? Sounds like sushi to me.

Posted: Wed Jan 04, 2006 5:53 pm
by jmillheiser
doing a "Califoria Roll" is basically rolling through a stop sign only slowing down a little rather than stopping.

Posted: Wed Jan 04, 2006 5:54 pm
by VermilionX
it's basically on stop sign...

you slow enough to look at the intersection, and then proceed w/o fully stopping.

it's kinda ridiculous since it was on a 4-way stop, no vehicles on the other 3 sides, but since it was night time, i didn't notice it was cop car behind me until i saw the sirens :cry:

Posted: Wed Jan 04, 2006 5:56 pm
by Sev
That totally sucks, I know I've done my fair share of those before.

Anyways, like I said above, talk to the companies again once you've taken the MSF they should cut you a slightly better deal. And you probably want to make a point of not claiming any small damage that you happen to incur while riding. As even a single claim bumps you into a "higher risk" bracket, sadly this holds true even if you're the victem of vandalism, or something that is not your fault.