Bike Insurance

[ofblong]

Im a young new bike rider, planning on getting a bike for my 18th birthday, im about to pass one of those classes that give you license/certification thing so you can get that discount for insurance but nevermind that, how much would bike insurance be? just an estimate i dont want all these exact prices or under this particular situations, i would just like to know what you guys think, i probably with be riding the 2005 or 2006 Hayabusa. If that helps any bit more, thanks and I look forward to getting an answer. . . . .

Call an insurance company and ask. How are we supposed to know what your insurance rates will be?

Im asking because all of you guys own motorycles so you have an idea, thats what I asked.....

The problem is that rates vary so widely between individual, company, bike age/size/type/modifications, zip code, age, driving record, certifications, discount availability, other policies, employment, credit rating, and gender (I love politically correct sex discrimination)...your rate could be anywhere from $5 a month to $500 a month.

lol glad my insurance co doesnt use credit rating cause otherwise id be paying through the nose .

[MotoF150]

You guys don't understand the Insurance Co is a business, a business can't give it away and lose money, any crotch rocket is expensive to fix after its wrecked, and they have to pay for the ambulance, the EMS, and the lifeflight helecoptor is very expensive, the hospital bill may cost them 6 figures, then a funeral to bury you costs at least $10k

[Loonette]

Im asking because all of you guys own motorycles so you have an idea, thats what I asked.....

I've removed your "red" colored text. Please do not type in red - it unnecessarily denotes anger, and it hurts our eyeballs.

I don't think you're a troll (at least not yet). But it really is rather simplistic. If you choose the bike you're talking about, you're going to pay a lot for insurance for the reasons mentioned. The theft rate of a bike like that also factors into the cost of insurance. Call around to local insurance offices and get as many quotes as possible. You may have to pick a different bike if the insurance is too high.

Cheers,
Loonette

[ofblong]

You guys don't understand the Insurance Co is a business, a business can't give it away and lose money, any crotch rocket is expensive to fix after its wrecked, and they have to pay for the ambulance, the EMS, and the lifeflight helecoptor is very expensive, the hospital bill may cost them 6 figures, then a funeral to bury you costs at least $10k

now there is the ignorance in all this. If you dont have medical coverage included in your premium they WILL NOT cover ambulance/ems/etc etc etc nor the funeral nor the hospital bill. I know they wont cover the funeral no matter what.