I was coming out of the parking garage at the gym I go to.
There is an area with a fountain that I first ride past.
I then cross the sidewalk to get to the street.
So I'm slowly riding past the fountain (friction zone) and scanning the side walk for pedestrians. It's clear. My eyes go out to the road and scan for cars.
Just as I reach the sidewalk a girl on a bicycle comes around fast on the sidewalk.
She is also on the wrong side of the street for the direction she's traveling.
I grab my front brake and the bike lurches to the right.
My foot goes down and there is about 2 seconds of awkward struggling and I'm not sure if I can hold it.
Somehow I don't drop it but I'm feeling it today in my leg and back.
So I guess I panicked

These are the things that make me realize I'm still a newbie and keep me humble.
If experience were for sale I'm ready with my credit card.
Flipper