motorcycle insurance?

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elephantal · Sat Sep 15, 2007 8:39 pm

how much or should i say how average is the motorcycle insurance for bikers?
i plan on getting a Kawasaki ninja 250, which my parents approved!! yay.

btw. i still didn't get my motorcycle permit but was wondering do i need motorcycle safety course to get a motorcycle permit?
I have a California licensed card

Fast Eddy B · Sat Sep 15, 2007 9:10 pm

intotherain can probably tell you insurance for 125-250-600 cc California insurance. If he doesn't reply to this, try personal-messaging him.

intotherain · Sun Sep 16, 2007 7:36 am

I can't tell you exactly but try this site out: You have to open it wither either IE or "my computer" because it doesn't work in firefox.

https://www.csaaquote.com/motorcycle/ca/vehicles

Try this site out:
http://affinity.progressive.com/product ... 8004009333

Also try calling the state farm insurance nearest to you. If you already are covered by state farm for your car then your motorcycle insurance drops about 70% which is a pretty good deal.

Anyways, for a newer model of a ninja 250, expect to pay anywhere from $300 to $900 per year.

BMK · #4 Unread post by **BMK** » Mon Sep 17, 2007 6:59 am

elephantal wrote: btw. i still didn't get my motorcycle permit but was wondering do i need motorcycle safety course to get a motorcycle permit?
I have a California licensed card

No, usually, it's the other way around. A permit allows you to take the course, and in most cases, the course allows you to get your license.

#5 Unread post by **NWTrtle** » Mon Sep 17, 2007 7:08 am

You should check your state's licensing office.

In my state, Washington, you do not need a permit to take the MSF BRC. It is held on private property, so no permit needed. At the end, assuming you pass, you receive a certificate of completion and can take that to the Dept of Licensing and get your endorsement put on your license.

Crocket07 · #6 Unread post by **Crocket07** » Mon Sep 17, 2007 7:20 am

Florida is similar to Washington in that regard. Also can anyone else attest to the lowered rate that State Farm will give you? intotherain has my hopes up.

Snoviper · #7 Unread post by **Snoviper** » Mon Sep 17, 2007 7:34 am

You can try Geico, either go to the website or call them. They can give you a quote pretty quick. There are a lot of variables that go in to pricing so it would be hard to give you an average cost. I am sure it varies quite a bit between the people on here.

http://www.geico.com/cycle/

Tower18CHI · Mon Sep 17, 2007 8:44 am

How old are you? I'm a 24 y/o single male, living in a major city, with a clean record, and my quote through Progressive for a SV650 was $400 per year, including comprehensive, but not collision.

slattmattery · Mon Sep 17, 2007 3:56 pm

Why is that when I do Progressive's online insurance quote, the yearly premium for me (a 16 year old) riding a 2002 CBR600 F4i is under $250...? This just doesn't seem right, especially from what I've been told. The only thing that I did not include was my social security number (didn't have it off hand) and the VIN number of the bike.

Note: This is with absolute minimum coverage.

Thumper · #10 Unread post by **Thumper** » Mon Sep 17, 2007 5:35 pm

In CA over 21 is not required to have a permit to take the class, you only need a class C license. Under 21, I'm not sure, but I do know a parent has to show up at the first class to give a signature approval.

It's also a lot cheaper to take the course when you're under 21--since it's required for a minor, it's only $150. Everyone else can wind up paying $220-350.

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