Insurance: Cheap!

Message

SHADOW1100T · Fri Mar 14, 2008 7:55 pm

check with a NationWide dealer, it's the one that the AMA approves, for my Shadow 1100T with a sidecar, road side asst and towing, another $7000 rider for the sidecar, $500 a week for interrupted trip (food and lodging) $100,000 med., $156.00 a year.

Tennif Shoe · Fri Mar 14, 2008 9:16 pm

on my 86 liabilty was a total of $103 a year

JC Viper · Fri Mar 14, 2008 10:37 pm

I've been with Progressive ever since I started riding. Since my Suzuki GZ250 was my first vehicle and I was a new driver my full coverage insurance came out to $1800. 4 years pass and my insurance for the Vulcan 500 is $500 for full coverage.

The good thing is that since I was never under my parents insurance I established my own history which should be good for when I get a car or another bike. Did I mention I'm 22?

intotherain · Fri Mar 14, 2008 10:38 pm

Heh I'm paying $1,200+ a year for my FZ6 through AAA. With State Farm it would have been around $1,500.

I wish my insurance was under 100 hours a month.

dpetrick · #15 Unread post by **dpetrick** » Sun Mar 16, 2008 9:25 am

I ride a 250 and full coverage was $83 last year. Rural Iowa does have lower rates than most cities. My regular agent wrote the policy through a regional carrier.

pinger05 · #16 Unread post by **pinger05** » Sun Mar 16, 2008 5:19 pm

Through Progressive my insurance was $101 for the entire year. Colorado has low insurance rates I think.

desper · #17 Unread post by **desper** » Mon Mar 17, 2008 7:44 am

Skier wrote:State Farm does most of their calculations by engine displacement. The smaller the engine, the less you pay. State Farm was about $800 a year cheaper for motorcycle insurance for me than Progressive or Geico.

I have a special deal for state employees for a different insurance company so I am even cheaper than State Farm.

I was with statefarm before I moved to BC, they were great and very affordable. Although I think charging based on displacement is slightly inaccurate. (i.e. 600cc gsxr is cheaper than my 900cc scrambler) But now in BC I've got one insurance company choice, the government. they have no competition and they charge through the roof!

wow three posts in one thread with me whining about socialism... guess it's apparent I haven't gotten used to it yet;)

joolz · #18 Unread post by **joolz** » Mon Mar 17, 2008 8:33 am

I was with statefarm before I moved to BC, they were great and very affordable. Although I think charging based on displacement is slightly inaccurate. (i.e. 600cc gsxr is cheaper than my 900cc scrambler) But now in BC I've got one insurance company choice, the government. they have no competition and they charge through the roof!

wow three posts in one thread with me whining about socialism... guess it's apparent I haven't gotten used to it yet;)[/quote]

The governmment's your insurance company? Don't tell our lot that or we'll be priced off the road by tomorrow

Wicche · #19 Unread post by **Wicche** » Wed Mar 19, 2008 2:12 pm

Both geico and progressive gave me much cheaper rates for the kawasakis versus the yamahas. About $500 a year less.

#20 Unread post by **Wrider** » Wed Mar 19, 2008 10:31 pm

pinger05 wrote:Through Progressive my insurance was $101 for the entire year. Colorado has low insurance rates I think.

Only for bikes! Otherwise we rate #3 in the country...

My Volusia was 450/yr through Progressive, and at that point I had taken the MSF, good student discount, two accidents, 4 tickets (including the accidents), and it was my first bike...
Wrider