Stupid insurance...

[PresX]

Hi all,

This kind of fits here...

My bike (1985 honda shadow) was knocked over in a parking lot and the insurance company says that the inability to steer and ride safely since is due to a maintenance issue. They told me that a dry spot on the bearing was uncovered by the accident and they would only cover the cosmetic damage.

Does this seem right to anyone? Could falling over 'expose a dry spot' in the bearing that hadn't presented any issue prior?

Anyway... It's basically winter here so there's not too much more riding to be done and I was wondering if in your travels you had come across a book similar to Mark Zimmerman's Essential guide to motorcycle maintenance for cars? Specifically for volkswagens (GTI) if possible.

Thanks for reading my novel

[coffee_brake]

Wait I don't get it.

The insurance company thinks that the bike can't be ridden safely? Why do they think that?

The only way a tipover would make a bad bearing get worse is if it sat sideways for days. and a bad bearing isn't a safety issue until long after the noise of the bearing *going* bad has become very loud and noticable.

Sounds like BS to me, like somebod doesn't know what they're talking about.

Besides...the cosmetics on the old 500 are likely to add up to a pretty penny to replace, they'll likely try to total it....

[Wrider]

Nah they wouldn't have looked for a bearing problem after a parking lot tipover... Someone told someone to look deeper into something.
Definitely something fishy about this story...

[Johnj]

the inability to steer

What exactly do you mean by that? Pictures would help.

[ChriswithaHawk]

Who do you have for an insurance company? I would complain and then change insurance companies. Sounds like a crock