Total Motorcycle Community Forums

MattL wrote:

MotoF150 wrote:Nathan ??? Insurance on a crotch rocket is going to cost you $2000 and you need full coverage insurance if ur going to finance the bike.

Not entirely true... My old insurance company fixed their rates by the displacement of the bike.

A 600cc super sport could be less than an 800cc cruiser.

Try to find a company like that.

What's the name of that insurance company?

yall should never finance a bike, its a very very bad idea.

DirtyD86 wrote:yall should never finance a bike, its a very very bad idea.

Why?

Because I didn't.

Some diligent work on finding the lowest price ins will save you tons of money. From word of mouth I found an agent who saved me 100% of the lowest qoute I got on the internet. The coverage I got, along with the deductable were much better also.

As for the bike you want to get, I would probably say you should get something like an SV650.

swatter555 wrote: From word of mouth I found an agent who saved me 100% of the lowest qoute I got on the internet.

You got insurance for free?

I'm sure their quotes aren't the same for everything, but try Safeco. I went from paying $689 a yr/full coverage to $196/yr full coverage on an 05 SV650S. When I get my new bike it will bring it to $528/yr for the SV and the new bike (more than likely a Daytona 675).

I highly recommend them. Ask your motorcycle dealership if they have a insurance guy that can help you get a low rate.

if you want a sportier bike that is not considered a sportbike by insurance look at the yamaha FZ6. Its a slightly detuned R6 with a comfy seating position. the SV650 is also a good choice, but typically is considered a sportbike because of the S model