Riders 25 and under

Message
Author
User avatar
Kaiser Soze
Site Supporter - Gold
Site Supporter - Gold
Posts: 281
Joined: Sun May 28, 2006 3:50 am
Sex: Male
Location: Med. Hat, AB

#21 Unread post by Kaiser Soze »

I've always wondered just how much premiums jump after a major claim like theft or a total write-off in a wreck...

Luckily it's never happened to me, or anyone else I know.

Anyone here written a bike off completely? How much did your premiums go up?
User avatar
isnowbrd
Legendary
Legendary
Posts: 289
Joined: Mon Oct 11, 2004 5:34 am
Sex: Male
Location: Minnesota

#22 Unread post by isnowbrd »

I'm 24 and married.

I pay $324 a year for two bikes.

2004 Kawasaki ZZR600 with full coverage for $18 a month
1989 Honda VTR250 with liability only for $9 a month

The Kawi has a $500 deductable for comprehension and a $1000 deductable for collision. This is a good way to save money if you are a responsible rider but worried about theft, vandalism, acts of god.
It also includes $1000 for my own medical expenses, which is just enough to cover my deductable for my regular health insurance.
And it covers 50 or 100 grand for passenger medical. Can't remember which. 100k I hope.
Erick Van\m/
Rookie
Rookie
Posts: 11
Joined: Mon Aug 14, 2006 8:33 am
Sex: Male
Location: Orlando, FL

#23 Unread post by Erick Van\m/ »

geez you guys are making me feel like i'm getting screwed :cry:

but I live in Orlando, FL...one of the worst driving cities so that might have something to do with it. Plus its a brand new bike.

2007 Boulevard M50

full coverage @ $650/12 months.

edit: this is with a perfect driving record as well
Last edited by Erick Van\m/ on Thu Aug 24, 2006 8:13 am, edited 1 time in total.
User avatar
storysunfolding
Moderator
Moderator
Posts: 3882
Joined: Wed Sep 21, 2005 10:20 am
Sex: Male
Years Riding: 22
My Motorcycle: Vstrom 650, S1000RR, XS850, ZX6R
Location: Reston Virginia

#24 Unread post by storysunfolding »

That's not bad, about 8 times what I pay for a bike made in 1985.
My Blog

Grasp life by the handlebars
User avatar
CYLax
Veteran
Veteran
Posts: 64
Joined: Wed Apr 19, 2006 10:55 am

#25 Unread post by CYLax »

I'm 24 and I pay ~$600/yr for my 955 Daytona, full coverage...but I have a multi-policy discount and perfect driving record.
User avatar
icariz83
Elite
Elite
Posts: 198
Joined: Mon Oct 18, 2004 6:18 am

#26 Unread post by icariz83 »

$320 a year full coverage for both bikes
Current Toys:06 Daytona 675, 06 Sportsman 800
[img]http://i6.photobucket.com/albums/y249/Icariz83/misc%20pics/bronco1.gif[/img]
User avatar
VermilionX
Site Supporter - Platinum
Site Supporter - Platinum
Posts: 5996
Joined: Wed Dec 28, 2005 3:45 pm
Sex: Male
Years Riding: 6
My Motorcycle: '06 Suzuki GSX-R 750
Location: The Valley, SoCal

#27 Unread post by VermilionX »

icariz83 wrote:$320 a year full coverage for both bikes
WOW!

that is dirt cheap. im jealous. what company? :mrgreen:
Bikes Owned:
Gixxer 1000 K6 (stolen)
Gixxer 750 K6

Bikes Wanted:
VMAX
a super kewl cafe racer
oldschoolorange
Legendary
Legendary
Posts: 258
Joined: Sat Jul 15, 2006 7:55 pm
Sex: Male
Location: Hamilton Ontario

#28 Unread post by oldschoolorange »

23
clean record bike and car
about 2200 a year for 83 gs 550 liability only.

yeah I am getting reamed. thank god I have a good job
83 GS550, 70 Yamaha CT1 175
slomustang50
Rookie
Rookie
Posts: 2
Joined: Thu Aug 10, 2006 5:23 am
Sex: Male
Location: orange county, ca

#29 Unread post by slomustang50 »

What would be the cheapest Insurance agency, my friends dad is a broker through Allstate, and I have him for car isurance, but I will switch if I hear there is a standout for motorcycles.
Down to cruise
xjustice9x
Regular
Regular
Posts: 30
Joined: Mon Aug 21, 2006 7:49 am
Sex: Male
Location: San Diego, CA

#30 Unread post by xjustice9x »

slomustang50 wrote:What would be the cheapest Insurance agency, my friends dad is a broker through Allstate, and I have him for car isurance, but I will switch if I hear there is a standout for motorcycles.
Its going to vary from state to state, so you should call around and get a bunch of quotes.
Post Reply