taking an advance MSF course can lower your insurance more?

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Erg0n · #1 Unread post by **Erg0n** » Mon Aug 27, 2007 2:19 pm

Hello,

I managed to save a couple of hundred on insurance just by enrolling in the Basic course, but wonder if an advance could lower my insurance even more.

I'm taking an advance MSF course next year.

Derail · #2 Unread post by **Derail** » Mon Aug 27, 2007 4:31 pm

What does an advanced course consist of? Sounds fun

I only have about 1,000 miles of riding experience so far, is it something you take after you've been riding a few seasons or just when you've had some road time and feel comfortable on your bike?

Erg0n · #3 Unread post by **Erg0n** » Mon Aug 27, 2007 6:25 pm

I guess it deals with control at higher speeds, but I'm not entirely sure. the ones offered in my city recommend that you get some experience on your own bike, since they won't provide you with one.

One school here requires at least 3 years riding experience

ofblong · #4 Unread post by **ofblong** » Mon Aug 27, 2007 6:58 pm

Last I knew it was 5000 miles (which for some people will take 3 years others like myself less than 1). I didnt get a discount on my insurance for taking the MSF but I am paying the same premium as the ones that would have given me a discount for taking the MSF so im not worried.

Lion_Lady · #5 Unread post by **Lion_Lady** » Wed Aug 29, 2007 2:39 am

derail What does an advanced course consist of? Sounds fun I only have about 1,000 miles of riding experience so far, is it something you take after you've been riding a few seasons or just when you've had some road time and feel comfortable on your bike?

Erg0n I guess it deals with control at higher speeds, but I'm not entirely sure. the ones offered in my city recommend that you get some experience on your own bike, since they won't provide you with one.

One school here requires at least 3 years riding experience.

Depends on WHICH "Advanced" course you're talking about. If you mean the "Experienced Riders Course" from the MSF, then it is generally recommended that a rider have at least 1-3 years of experience, in the neighborhood of 2000 miles or more.

The ERC is sort of an abbreviated BRC. Its done on your bike, on the same parking lot that the BRC is taught on. Yes, there is a bit more speed in some of the exercises, but it also covers slow speed stuff and (not in all states) riding over an obstacle (2x4).

The ERC is required by some motorcycle organizations before you can be a Ride(Road?) Captain. I also know many riders who take the ERC every two to three years. As for getting a reduction in your insurance rate, it is up to the company.

The Lee Parks Advanced Riders Clinic would be a step BEYOND the ERC. You've got to be well comfortable with your machine and have the basic skills DOWN pat. It is a good step to take BEFORE doing a track day if you're thinking about it, but is also a great for anyone who wants to take their skills to the next level.

P

Derail · #6 Unread post by **Derail** » Wed Aug 29, 2007 6:13 am

Sounds fun

I"m signing up for one of these soon as I feel like I'm ready

How much higher speeds in corners O_o

mgdavis · #7 Unread post by **mgdavis** » Wed Aug 29, 2007 6:52 am

I think I have to take a class every three years or so to keep the "rider training" discount on my policy. Either the BRC or ERC should qualify.

slimcolo · #8 Unread post by **slimcolo** » Thu Aug 30, 2007 6:05 am

I have also seen a ARC (aged rider course) advertised at BMW MOA Rally. This deals with the riding problems of the older rider,(decreased reaction time, eyesight failure,increased fatigue levels...etc) reguardless of riding ability. In addition to riding I would also suggest a First Aid/CPR class.

Erg0n · #9 Unread post by **Erg0n** » Sun Sep 02, 2007 5:50 pm

thanks for the replies guys. I'll contact my local insurance companies if they offer discounts