Insurance - need I say more?

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JJ
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Insurance - need I say more?

#1 Unread post by JJ »

The cost of insurance is ridiculous here in Ontario. Last year I got so pee'd off I e-mailed every manufacturer I could find along with MMIC to complain about insurance. The reason I e-mailed the manufacturers was to let them know I would recommend that any new biker check out insurance rates before signing on the dotted line. I e-mailed MMIC to complain about their Open Road program and the costs. If they are an industry association how are they doing their job by approving a member (the insurance carrier, Primmum) to raise the rates so much and remain in their program.

I'm riding a cruiser and last year my bill was just under a $1,000. It went up to almost $1200 and some sports bike people I know were paying over $5,000. Yeah I sh*t my pants too when I heard that.

Well Golly, about 2 weeks after I sent all those complaining e-mails there were MMIC petitions at dealerships to complain about insurance. My Insurance is now $810/yr after switching companies. It's the cheapest I could find.

Any appetite to have an e-mail campaign to get them even lower? :?:

JJ
Last edited by JJ on Fri Mar 18, 2005 4:04 pm, edited 1 time in total.
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oldnslo
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#2 Unread post by oldnslo »

An alternative would be to drop the comprehensive and collision and theft from the policy. It is a personal call, though, because your exposure is much greater that way.
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#3 Unread post by sv-wolf »

Hey, how come I don't get to register a vote here on this one? Or am I still recovering from the new year?????
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#4 Unread post by 9000white »

that's another good thing about the 20 year old standards.liability is all i have on all mine.
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#5 Unread post by totalmotorcycle »

I only have 1 million liability insurance on my motorcycle and I pay $165 a year. It seems Alberta is really quite cheap for motorcycle insurance compaired to the rest of Canada.

In Ontario I'm looking at over $600, and the same in British Columbia.

Mike.
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#6 Unread post by JJ »

sv-wolf wrote:Hey, how come I don't get to register a vote here on this one? Or am I still recovering from the new year?????

Let me see: The question - are you happy with the cost of insurance

yes !!! 1%
no !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! 99%

:lol:

JJ
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#7 Unread post by JJ »

totalmotorcycle wrote:I only have 1 million liability insurance on my motorcycle and I pay $165 a year. It seems Alberta is really quite cheap for motorcycle insurance compaired to the rest of Canada.

In Ontario I'm looking at over $600, and the same in British Columbia.

Mike.
That's a good price! I'd move there but there are no twisty roads :wink:

JJ
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#8 Unread post by totalmotorcycle »

JJ wrote:
totalmotorcycle wrote:I only have 1 million liability insurance on my motorcycle and I pay $165 a year. It seems Alberta is really quite cheap for motorcycle insurance compaired to the rest of Canada.

In Ontario I'm looking at over $600, and the same in British Columbia.

Mike.
That's a good price! I'd move there but there are no twisty roads :wink:

JJ
Well JJ, there is the Canadian Rocky Mountains just 30 minutes away and there are LOTS of twisty roads you can take there. :D

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#9 Unread post by JJ »

HMMMM

Could you send me the Edmonton Journal Career section? :)

JJ
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#10 Unread post by High_Side »

JJ wrote:HMMMM

Could you send me the Edmonton Journal Career section? :)

JJ
You mean the Calgary Herald don't you? Edmonton is hours away from the rocks, poor sods, and they probably still have snow on the ground :lol:
By the way basic liability on my VTR1000 is $140 a year here in Calgary. I can get the full load for about $540..... You're right, you guys are getting screwed big time!

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