Oh NO Insurance!

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cgmoto
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Oh NO Insurance!

#1 Unread post by cgmoto »

So I finally got my bike. Now the sucky part having to pay for insurance. Any comments on insurance companies for motorcycles? What about coverage. I am in california. Thanks to all for your advice. 8)
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VermilionX
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#2 Unread post by VermilionX »

AAA gave me good rate but you need to have car insured w/ them 1st before they insure your bike.

im paying $1900/yr - comprehensive for my bike, liability only for my car.

i could have gotten $1600/yr if it wasn't for the ticket i got last november.
Bikes Owned:
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Ninja Geoff
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#3 Unread post by Ninja Geoff »

VermilionX wrote:AAA gave me good rate but you need to have car insured w/ them 1st before they insure your bike.

im paying $1900/yr - comprehensive for my bike, liability only for my car.

i could have gotten $1600/yr if it wasn't for the ticket i got last november.
ouch, $300 for a ticket.
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MikeyDude
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#4 Unread post by MikeyDude »

My carrier is Progressive. $374 a year. Your milage may vary.
~ It's not the quantity of miles -- It's the quality of the ride ~
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VermilionX
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#5 Unread post by VermilionX »

Mikeydude wrote:My carrier is Progressive. $374 a year. Your milage may vary.
progressive quoted me around 9,000 for comprehensive for my bike. w/ that rate, i could just buy a new bike every year.

that's crazy!

w/ AAA i got $900 for my bike and another $980 for my car. so thank god for AAA. :D
Bikes Owned:
Gixxer 1000 K6 (stolen)
Gixxer 750 K6

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VMAX
a super kewl cafe racer
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cgmoto
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#6 Unread post by cgmoto »

I was looking at progressive and geico online quotes. For the coverage I I think I need the ranges seemed between $400-$700 per year (I don't own a car). Any comments on how much coverage is adequate? My bike is a starter bike so insuring it might not be worth it but the other stuff?
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scan
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#7 Unread post by scan »

$341 a year for my bike and roughly the same for Loonette's through State Farm.
* 2003 Kawasaki ZRX1200R *
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jmillheiser
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#8 Unread post by jmillheiser »

Ready for this.

$84 a year for Liability, uninsured motorist, and med payments

That is through Dairyland insurance

Dairyland is about the best motorcycle insurer I have seen
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blues2cruise
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#9 Unread post by blues2cruise »

Up here in Canada Dairyland sells milk and ice cream. :P

I just renewed my insurance today. Here in BC you have to get the liability with ICBC (Insurance Corporation of British Columbia), but you can get optional insurance like collision and comprehensive at competitors.
I have my optional with Beacon....because I don't have a sport bike and I don't have one of the popular kind to steal, it was $325.00.
along with the ICBC I paid $970. for the year.
ICBC for everything would have been over $1,600.00.
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jmillheiser
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#10 Unread post by jmillheiser »

Your guys Liability coverage is socialized? Weird. I thought Canada only socialized their healthcare system, railroads, and airlines
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