best insurance company?

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froldt · #1 Unread post by **froldt** » Sat May 13, 2006 8:45 am

I am in the process of looking for insurance for a hopefully-soon-to-be-first-bike, and was had a couple of questions.

What insurance companies have you dealt with, and which would you recommend?
Are there any insurance companies that you would stay away from?

Not only for beginners, but also for everyone else. I'm not thinking just of price (although that's most important to me, right now), but also of quality of service. Were they there when you needed them?

Lion_Lady · #2 Unread post by **Lion_Lady** » Sat May 13, 2006 8:51 am

Have had Progressive since purchasing my first bike... gave us a multi bike discount when we had 4 in the garage (two starter bikes, and two 'second level' bikes).

When I wrecked in July '04 on my near new Beemer, they repaired it (over $3K damage) AND took care of the first $1,000 in medical, AND replaced my crashed in gear... $1,000.

I like that they're nationwide. Dairyland is another one that is recommended often.

Pam

Seetrout · #3 Unread post by **Seetrout** » Sat May 13, 2006 8:57 am

I've been very happy with State Farm.
A lot of people get great rates from them too.

JonDoe · #4 Unread post by **JonDoe** » Sat May 13, 2006 8:59 am

i have a buddy who has state farm insurance here in Washington on his bike.. hes very happy with it , always says i should get it.. but in WA you dont have to insure motorcycles so i dont... since my bike is worth like 700$ anyways

jstark47 · #5 Unread post by **jstark47** » Sat May 13, 2006 11:16 am

In New Jersey, a company simply called Rider Insurance gave us the best rate. I do not know if they are in other states though.

MotoF150 · #6 Unread post by **MotoF150** » Sat May 13, 2006 11:47 am

Progressive ! I pay $170 per year for 2 bikes and 1 ATV, full coverage on one bike and the ATV with 2 riders on the insurance.

ofblong · #7 Unread post by **ofblong** » Sat May 13, 2006 5:49 pm

it alll depends on how long you have been with the company and how many "points" you have. I have been with state farm fro 10 years and no one (not even progressive) can beat the rate I get through them.

Wizzard · #8 Unread post by **Wizzard** » Sun May 14, 2006 12:12 pm

Foremost Insurance .

DirtyD86 · #9 Unread post by **DirtyD86** » Sun May 14, 2006 4:32 pm

i paid $142 for a year of liability only on my ninja 250 with progressive.