Bought a new bike the other day(insurance questions)

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nyrblue35 · #1 Unread post by **nyrblue35** » Sat Mar 18, 2006 5:51 pm

Hey all, Im looking for some alternative options for insurance. I just purchased an 06 suzuki vstrom dl650 and ive been using progressive for the last year with my 97 marauder. progressive wants 900-1000 bucks for full coverage(basically collision adds the most to it). yikes. im 35 with a clean license no less. bikeline wants 1052, gmac basically uses progressive anyhow. geico wants 1500. aig................9 grand?? i swear this rep told me that. he was saying since its classified as a sport bike its a little on the expensive side. A LITTLE????

Im gonna try to locate a yellow pages but im not against going with a company i havent heard of either. i was just curious if anyone knew what other good choices/websites/companies are out there for someone like myself. thanks in advance

p.s. i havent taken the msf although i better get around to it as it would help save on insurance as well as helping in other areas

VermilionX · Sat Mar 18, 2006 5:56 pm

i got a good deal w/ AAA. try them.

im paying $908/yr for full coverage... could have been around $750 if it wasn't for my ticket.

that's pretty good insurance rate for a gixxer1000.

jmillheiser · Sat Mar 18, 2006 8:59 pm

Check out Dairyland insurance. They specialize in motorcycle insurance.

I pay $84 a year for my insurance through them

K9 · #4 Unread post by K9 » Sun Mar 19, 2006 1:29 pm

I checked out a few place to, some with some insane prices to. I got my best price from Rider, for full coverage ( the works ) they want $755.00 a year for the Kawi ZX-6R. I locked in my quote with them.

Sun Mar 19, 2006 1:53 pm

Don't forget the traditional "cage" insurance agencies either (State Farm, Allstate, etc). I've only priced Progressive personnally. Stopped there when they only quoted me $210'ish on a brand new Guzzi Nevada. That included additional coverage for add-ons like windshield, bags, etc. Pennsylvania seems to have some pretty low rates for bikes judging by the other prices I've seen quoted from time to time.

K9 · #6 Unread post by K9 » Sun Mar 19, 2006 2:10 pm

That's a very good point about auto insurance co's and bikes. I been with my cage insurance company for 30 years, yes 30 years and they do not do bikes. What a shame, my rates for the cage for full coverage is dirt cheep to. But a guy I know can get his with his auto and said prices are great. So yes check out the auto co's also.

V4underme · #7 Unread post by **V4underme** » Mon Mar 20, 2006 4:14 am

It's a good idea to shop around for insurance every year, or every other year. Home, auto, bike, whatever. What matters is not who you have been with the longest, but what you claim history is. Go with who you feel most comfortable with, of course, but realize that someone else may be able to save you some money if you just ask around.

earwig · #8 Unread post by **earwig** » Mon Mar 20, 2006 5:44 am

I have used Rider http://www.njrider.com/ and Geico http://www.geico.com/cycle/

nyrblue35 · #9 Unread post by **nyrblue35** » Mon Mar 20, 2006 2:45 pm

thanks for the replies. rider mag actually uses progressive which i already have. dairyland gave me the best quote so far @ around 600-648 so they have my vote at this point untill i provide progressive with a vin # for a more accurate quote

Mon Mar 20, 2006 5:07 pm

jmillheiser wrote:Check out Dairyland insurance. They specialize in motorcycle insurance.

I pay $84 a year for my insurance through them

It also helps that your bike is old